Changes to How We Pay Superannuation

Superannuation compliance is changing — and it’s important for business owners to understand what this means for payroll, cash flow and planning.

The Federal Government has announced that from 1 July 2026, employers will be required to pay superannuation at the same time as wages, rather than quarterly.

What Is Changing?

Currently, employers are required to pay superannuation contributions at least quarterly.

From 1 July 2026, super will need to be paid on payday — in line with each pay cycle (weekly, fortnightly or monthly, depending on how you run payroll).

Super will no longer be something you finalise at the end of each quarter — it will become part of your regular payroll process.

Why Is This Changing?

The aim of this reform is to:

  • Ensure employees receive their super contributions sooner

  • Reduce unpaid or late super

  • Improve transparency and compliance

While this is positive for employees, it does mean businesses will need to adjust how they manage payroll and cash flow.

What This Means for Your Business

If you run payroll, you’ll need to:

  • Review your payroll systems

  • Ensure your software is set up correctly

  • Plan for more regular super payments

  • Adjust cash flow forecasting

For some businesses, this will require tighter cash management, as super will be paid each pay cycle instead of quarterly.

How to Prepare

Although the change starts from 1 July 2026, preparing early is smart.

Now is the time to:

✔ Review your payroll processes
✔ Ensure your bookkeeping is up to date
✔ Forecast cash flow with super included in every pay run
✔ Seek advice if you’re unsure how this will affect your business

Stay Ahead of the Changes

Regulatory changes are exactly why proactive bookkeeping matters.

At Ahhh Bookkeeping, we help businesses stay compliant, plan ahead and avoid unnecessary stress.

If you’d like to review your payroll systems before these changes take effect, let’s chat.

📩 Get in touch to make sure your business is prepared.

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